Our Roots

Grey Terry, CFP®, Managing Director, Partner

Grey grew up in the Farmington River Valley area of Connecticut. During his college years, he headed west to attend the University of Colorado. After graduating college, Grey worked in the ski industry and eventually ended up moving to San Francisco where he met his wife and worked for a technology company. While living in California, he transitioned into finance and worked for Morgan Stanley. After San Francisco, Grey lived in Bend Oregon. Soon after the birth of their daughter, Grey and his family made their move back east to Maine. In his free time, Grey can be found outside working around the house or spending time enjoying the great outdoors, particularly if it involves fishing or snow. Grey currently lives in Cape Elizabeth with his wife, daughter, and two dogs.

Melissa Duffy, Managing Director, Partner

Melissa grew up in greater Portland and journeyed to the midwest for college at Miami University in Oxford, Ohio. Immediately upon graduation in 1995, Melissa took a job with Fidelity Investments in Boston and began her career in wealth management. Her career spans 30 years in training, compliance, marketing, and wealth management at some of the industry’s best-known investment managers: Fidelity, Charles Schwab, State Street, and A.G. Edwards. In 2008 she started her own firm, a dream realized, and built her practice through the Great Recession. In 2015 after connecting and realizing the potential of shared interests with Grey Terry and Gibson Wilkes, Melissa merged her practice with theirs to form White Pine Wealth Management.

Melissa spends lots of time enjoying the outdoors with her family when she isn’t working. She enjoys skiing, hiking, and mountain biking in western Maine and the White Mountains of New Hampshire.

Matthew J. Emery, CIMA^®, Director of Research and Portfolio Management

Matt grew up in Auburn, Maine and, after a brief period working as an Emergency Medical Technician and making two trips to Ecuador for charity work, he began his studies at the University of Southern Maine where he majored in Accounting and Finance. After graduating, Matt worked as an accountant for a hedge fund at Stone-Coast Fund Services and then as an investment performance analyst for an institutional investment consultancy before joining White Pine.

Matt and his wife, Sarah, met each other at the L.L. Bean flagship store in Freeport, where they both worked during their college years. They still live in the area with their two young sons. When he’s not working or helping to take care of their boys, Matt enjoys skiing, boating, and hiking. Matt is also an avid reader and is especially interested in history, psychology, and, of course, investing!

Casey McClurkin, Senior Registered Client Service Associate

Casey grew up in South Carolina and spent most of her adult live in Denver, Colorado where she graduated from Metropolitan State University of Denver with a BS in Accounting. After college, she worked as a staff accountant, financial analyst, and budget analyst before moving to Maine. Once firmly planted in South Portland, where she moved to be closer to family, she started working as a client service associate (CSA) at Ameriprise in 2015. She earned her Series 7 and 66 licenses, as well as a Behavioral Financial Advisor Certification and Certified Retirement Planning Counselor. She has always been passionate about personal finance and budgeting, and after a short stint on her own working as a financial coach and writing a personal finance column for a local recovery magazine called Journey, Casey joined the White Pine Wealth Management team in the summer of 2022.

Casey enjoys exploring Maine on foot and you can find her running on one of the hundreds of trails around Cumberland County and beyond after work and on weekends. She is a creative at heart and loves to make cards, journals, watercolor paintings, and crochet projects for her friends and family. Casey lives in South Portland with her kittens Moody, Mindy, and Lulu.

Natalie Munn, Registered Client Service Associate

Natalie grew up in a small, rural town in Pennsylvania. She attended the local college, where she majored in Business Management and Economics and minored in Marketing. Right after graduation in 2018, Natalie took a job with a regional bank in Northwest Pennsylvania. Here she learned the importance of financial wellness and customer service. She found a passion for helping clients reach their short and long-term goals. Natalie successfully passed the Series 7 and Series 66 in her first year at White Pine. In her free time, Natalie enjoys traveling to new places, cooking great food, and reading.

Gabrielle Nadeau, Client Service Associate

Gabby grew up in Saco, Maine. She spent most of her childhood at the beach, going to summer camps, and enjoying time with friends and family. Gabby joined White Pine Wealth Management as an intern in May of 2022 while attending the University of Southern Maine. Upon graduation in 2024 with a bachelor’s degree in finance, Gabby transitioned to a Client Service Associate role.

Gabby lives in Southern Maine with her family and can be found at the beach with them whenever possible. In her free time, she likes to travel, especially to tropical locations.

Nancy Mackin, Office Manager

Nancy grew up in Northern Maine. Nancy graduated from the University of Southern Maine focusing on business management. She left Maine in the early 80s to travel and work but settled back in Southern Maine. She started her support role in a law office focusing on civil litigation in 1988, then in 2004 joined a national law firm that started her journey in the Security and Exchange Commission regulatory and compliance world. Nancy joined Hightower as an Office Manager in 2022. She has over 30 years of experience in support roles with local, national, and international law firms.

Nancy lives in Southern Maine with her daughter and enjoys being at the beach during her free time, walking, and photographing.

Joey Terry, Front Desk Receptionist

Joey grew up in Long Island, New York. She graduated from the Carroll School of Business at Boston College. Joey spent most of her post-collegiate career in the marketing field championing growth for small businesses. Her work took her to Boston, New York, and San Francisco. Later in her career, she was a website content creator and blog writer. After the pandemic, she took a break from work to support her family. Joey loves living in Portland, Maine. Outside of work, she enjoys seeing live music, exploring the outdoors, mountain biking, hiking with her family and friends, cross-country skiing or doing yoga. She also loves exploring the food scene in Portland and beyond.

Joey joined White Pine Wealth Management as a Front Desk Receptionist in 2023. She resides in southern Maine with her husband, daughter and two dogs, Tilly and Sage.

Fritz Gemmer, Client Service Associate

Fritz is from Portland, Maine where he attended Cheverus High School. He is finishing his bachelor’s degree at the University of Southern Maine. He is a humanities major with an emphasis in history. Before White Pine, Fritz spent time as a Restaurant Employee at Scales and Fore Street in Portland’s Old Port. He was also an arts & crafts counselor at Winona Camps on lovely Moose Pond in Bridgton. Fritz now lives in New Gloucester, with his Fiancé, daughter and dogs. He loves going out to eat at breakfast spots, skiing at Pleasant Mountain, and exploring rural communities in New England.

Fritz joined White Pine Wealth Management as an intern in 2024, and he has been transitioning to a full time role training to become a Client Service Associate.